NEFFIE (Lifestyle storytelling)

Monotony may try and set in on "hump day" but don't let it!. Midweek is a relatively mundane time, so make it more personal by doing some recreational spending on something that will bring immediate or delayed joy (that has already been accounted for in a budget.)

When thinking about wealth, it isn't about what you make, but about SAVING (for future spending, a rainy day, retirement...) and living below your means! After those skills are acquired, then think about multiple streams of income.

It's important that any unforeseen expenditures that may have occurred during the week are noted, and that the estimated "percentages" per spending category align with the plan. Create a "strategy" so that the budget remains realistic as time passes, and that a majority of credits and deductions can be predicted. If necessary, unitize hand written notes, spreadsheets, tracking apps, and/or even automatic bill payments in order to spend wisely.